Lesson plan

MM code

An MM code (the "MM" being an abbreviation for the German "Moduliertes Merkmal") is a "machine-readable modulated" feature that has been added to German debit cards during manufacture as an anti-counterfeiting measure since 1979. It was developed by "Gesellschaft für Automation und Organisation" (a subsidiary of Giesecke & Devrient) in Munich for the German ec-Card system and MM verification devices have been added to German ATMs from 1982 onwards. If a payment card contains an MM code as well as a magnetic stripe, any fraudster who counterfeits the card but fails to read and duplicate the MM code onto the copy will be detected when trying to use the counterfeit in a German automated teller machine.

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Article summary

An MM code (the "MM" being an abbreviation for the German "Moduliertes Merkmal") is a "machine-readable modulated" feature that has been added to German debit cards during manufacture as an anti-counterfeiting measure since 1979. It was developed by "Gesellschaft für Automation und Organisation" (a subsidiary of Giesecke & Devrient) in Munich for the German ec-Card system and MM verification devices have been added to German ATMs from 1982 onwards. If a payment card contains an MM code as well as a magnetic stripe, any fraudster who counterfeits the card but fails to read and duplicate the MM code onto the copy will be detected when trying to use the counterfeit in a German automated teller machine.

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  1. Summarise the article in your own words. Which single claim would you verify first, and why?
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  3. If two sources disagreed about one of these facts, what would you need in order to trust one over the other?

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