Lesson plan

QRIS

Quick Response Code Indonesia Standard (abbreviated as QRIS, the abbreviation being a wordplay on keris, a traditional sword; ) is a QR code payment system developed by Bank Indonesia (BI) and the Indonesian Payment System Association (ASPI) aimed to integrate all non-cash payment methods in Indonesia. Launched in 2019, the system enables peer-to-peer (P2P) transactions between banks and person-to-merchant (P2M) payments. All payment service providers (PJP) who uses QR code payments are required to implement QRIS. QRIS can be used by all smartphones with a QR code scanner to transfer funds. QRIS is also available as a near field communication (NFC) based payment under the name QRIS Tap. By 2024, QRIS transactions in Indonesia have seen a significant surge of 226.54% over the past year, with the number of users reaching 50.50 million and 32.71 million merchants onboarded. The total annual value of QRIS transactions in 2024 is Rp42 trillion (equivalent to $2.57 billion).

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Article summary

Quick Response Code Indonesia Standard (abbreviated as QRIS, the abbreviation being a wordplay on keris, a traditional sword; ) is a QR code payment system developed by Bank Indonesia (BI) and the Indonesian Payment System Association (ASPI) aimed to integrate all non-cash payment methods in Indonesia. Launched in 2019, the system enables peer-to-peer (P2P) transactions between banks and person-to-merchant (P2M) payments. All payment service providers (PJP) who uses QR code payments are required to implement QRIS. QRIS can be used by all smartphones with a QR code scanner to transfer funds. QRIS is also available as a near field communication (NFC) based payment under the name QRIS Tap. By 2024, QRIS transactions in Indonesia have seen a significant surge of 226.54% over the past year, with the number of users reaching 50.50 million and 32.71 million merchants onboarded. The total annual value of QRIS transactions in 2024 is Rp42 trillion (equivalent to $2.57 billion).

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Discussion questions

  1. Summarise the article in your own words. Which single claim would you verify first, and why?
  2. Which claim in this article is most likely to be revised as the sources update? How would you check its current status?
  3. If two sources disagreed about one of these facts, what would you need in order to trust one over the other?

Bibliography

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Key claims and bibliography are generated from the same tracked claims and sources as the article page.